Home
- Personal Banking
- Personal Checking
- Savings & Money Markets
- Debit and Cash Card
- Online Banking
- Personal Investing
- Personal Insurance
- Personal Lending
- Mortgage/Home Equity
- Student Banking
- Reorder Checks
- Credit Reports
- Direct Deposit
- Capital Connection
- Electronic Bank Statements
- Real Estate & Foreclosures
Capital Bank's Mortgage Loan Department offers home mortgages with maturities from ten to thirty years. Fixed rate and variable rate mortgages are available with some of the most competitive rates and terms in the area.
When returning a mortgage application, remember to bring the following. It will help to expedite the process.
- Paystubs to cover thirty (30) days
- Last two (2) years W2’s (full tax returns if self-employed, employed by family member or if more than 25% of income is commission or overtime)
- Last two (2) months bank statements (this includes 401K, Securities, Annuities, etc.)
- Real Estate Sales Contract (if a purchase)
- Check for appraisal fee (appraisal cannot be ordered until fee is received)
