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You may need a variety of banking products to manage your business; however, the most commonly used is an operating fund checking account. In today's competitive business climate, wouldn't you appreciate a financial tool that could make your banking easier and save you money? Whatever the size of your business, Capital Bank offers a checking account that meets your needs.
Capital Bank offers three primary small business checking accounts: Access Checking, Choice NOW, and Advantage Money Market.
Access Checking
Choose Access Checking if you have limited activity each month. Access Checking provides FREE business checking
for up to 550 checking transactions - with a low fee of just $.20 for each transaction greater than 550. You’ll
receive your first order of 3 to-a-page business checks and binder free!
Choice NOW
Choose a Choice NOW, an interest-bearing commercial account, for sole proprietors and DBAs (partnerships
and corporations may not have a NOW account). This account may be used to make purchases, pay salaries and other
miscellaneous business expenses. It is also a simple low-cost service designed to meet the needs of organizations
that require basic checking services (deposits and check writing) or for businesses who write significant number of
checks and deposits a substantial amount of money into their account each month. The low monthly maintenance fee
of $8 is waived if you maintain a daily balance of $1000 during the statement cycle.
Advantage Money Market
An Advantage Money Marketaccount is a business account used to earn higher rates of interest, accumulate
funds, make cash withdrawals and/or write checks against deposited funds. It is also pays interest on a monthly basis.
A minimum daily balance of $2500 must be maintained to earn interest and to avoid an $8 maintenance fee per monthly
statement cycle. If the balance falls below $1000, there is a maintenance fee of $10.00.
Sign up for Capital Bank Business Online via PortLink. Transfer funds, check daily opening and closing balances, review account activity, and much more directly on the Internet
